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Governance

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Main > Governance > Executive Board

Executive Board members

  • Reijo Karhinen, President and Group Executive Chairman
  • Tony Vepsäläinen, Executive Vice President, Operations
  • Karri Alameri, Executive Vice President, Wealth Management
  • Carina Geber-Teir, Executive Vice President, Customer Experience and Communications
  • Jari Himanen, Executive Vice President, Group Steering and Customer Relationships
  • Olli Lehtilä, Executive Vice President, Non-life Insurance
  • Harri Luhtala, Chief Financial Officer
  • Harri Nummela, Executive Vice President, Digital Business and New Businesses
  • Erik Palmén, Chief Risk Officer
  • Jouko Pölönen, Executive Vice President, Banking
  • Outi Taivainen, Executive Vice President, Human Resources
  • Leena Kallasvuo, Chief Audit Executive
 

Reijo Karhinen, President and Group Executive Chairman

b.1955
President and Group Executive Chairman, CEO of OP Cooperative
Member of the Executive Board since 1994, Chair since 2007  
Vuorineuvos (Finnish honorary title), M.Sc. (Econ. & Bus. Adm.), Honorary Doctor of Turku School of Economics and University of Eastern Finland

Relevant previous experience:

OP Bank Group Central Cooperative: President 1997–2006, Executive Vice President 1994–1996
Kuopion Osuuspankki: Managing Director 1990–1994
Savonlinnan Osuuspankki: Managing Director 1988–1990
Varkauden Osuuspankki: Managing Director 1985–1988
Juvan Osuuspankki: Assistant Director 1979–1984

Other relevant positions:

Foundation for Economic Education: Chair of the Board of Directors
Maanpuolustuksen Tuki ry: Chair of the Board of Trustees
New Children’s Hospital Foundation: Vice Chair of the Board of Trustees
HelsinkiMissio: Chair of the Delegation
Savonlinna Opera Festival Patrons' Association: Chair of the Board of Trustees
Unico Banking Group: Member of the Board
Service Sector Employers Palta: Member of the Board and its Executive Committee
 

Tony Vepsäläinen, Executive Vice President, Operations

b.1959
Executive Vice President, Operations and Deputy to President and
Group Executive Chairman
Vice Chair
Member of the Executive Board since 2006 
LL.M, eMBA

Relevant previous experience:

OP-Pohjola Group Central Cooperative: Executive Vice President 2011–2014
OP-Pohjola Group Central Cooperative: Managing Director 2007–2010
Tampereen Seudun Osuuspankki: Managing Director 1998–2006
Turun Seudun Osuuspankki: Deputy Managing Director 1996–1998
Kuopion Osuuspankki: Bank Manager 1993–1996
Suomen Säästöpankki SSP Oy: Deputy to Area Manager 1992–1993
Pohjois-Savon Säästöpankki: Managerial duties 1985–1992

Other relevant positions:

Housing Fair Finland Co-op: Member of the Supervisory Board
Automatia Pankkiautomaatit Oy: Vice Chair of the Board of Directors
 

Karri Alameri, Executive Vice President, Wealth Management

b.1963
Executive Vice President, Wealth Management
Member of the Executive Board since 2015
B.Sc. (Econ. & Bus. Adm.), CEFA

Relevant previous experience:

OP Cooperative: Executive Vice President, Wealth Management,
Investment Pohjola Asset Management Ltd: President 2012–2014
OP-Pohjola Group Central Cooperative: Executive Vice President,
Wealth Management 2013–2014
OP Life Assurance Company Ltd: Deputy CEO, Chief Investment Officer
2009–2012
Danske Capital, Sampo Bank plc: Deputy CEO 2007–2008
Mandatum Asset Management Ltd: Deputy CEO 2004–2006
Carnegie Asset Management Finland Ltd: Chief Investment Officer 1997–2003

Other relevant positions:

Access Capital Partners Group SA: Board member
Cinia Group Ltd: Board member
 

Carina Geber-Teir, Executive Vice President, Customer Experience and Communications

b.1972
Executive Vice President, Customer Experience and Communications
Member of the Executive Board since 2009 
M.Soc.Sc.

Relevant previous experience:

Varma Mutual Pension Insurance Company: Communications Director 2002–2009

Other relevant positions:

Yle, Finnish Broadcasting Company: Member of the Board of Directors
Unico Banking Group: Member of the Communication Committee
 

Jari Himanen, Executive Vice President, Group Steering and Customer Relationships

b.1962
Executive Vice President, Group Steering
Member of the Executive Board since 2014
Diploma in Business and Administration, eMBA

Relevant previous experience:

Etelä-Karjalan Osuuspankki: Managing Director 2009–2014
OP-Pohjola Group Central Cooperative: Bank Manager, Sales channels and sales support 2007–2009
OP-Pohjola Group Central Cooperative: Bank Manager, Member bank steering 2002–2006
Kuusamon Osuuspankki: Managing Director 1997–2001
Pohjolan Osuuspankki: Bank Manager 1994–1997
Iisalmen Osuuspankki: Bank Manager 1989–1994
Etelä-Savon Osuuspankki: Bank Manager 1986–1989
Koillis-Savon Osuuspankki: Credit Manager 1985–1986

Other relevant positions:

-
 

Olli Lehtilä, Executive Vice President, Non-life Insurance

b.1962
Executive Vice President, Non-life Insurance
Member of the Executive Board since 2014 
M.Sc. (Agr. & For.), eMBA

Relevant previous experience:

Helsinki OP Bank Plc: Managing Director 2011–2014
Tampereen Seudun Osuuspankki: Managing Director 2006–2010, deputy Managing Director 1999–2006
Päijät-Hämeen Osuuspankki: Bank Manager, Corporate Banking 1997–1998
Postipankki Oy: Various managerial and expert duties 1993–1997
Suomen Säästöpankki - SSP Oy: Various managerial duties 1992–1993
Sp-Palvelu Oy: Management Trainee 1990–1992

Other relevant positions:

Helsinki Region Chamber of Commerce: Member of the Delegation
Ilmarinen Mutual Pension Insurance Company: Member of the Board of Directors
Pellervo Economic Research PTT: Member of the Board of Directors
Unico Banking Group: Member of the Bancassurance Committee
 

Harri Luhtala, Chief Financial Officer

b.1965
Chief Financial Officer
Member of the Executive Board since 2007 
M.Sc. (Econ. & Bus. Adm.)

Relevant previous experience:

OP-Pohjola Group: Various expert and managerial duties 1989–2007

Other relevant positions:

VTS Fund: Chair of the Board of Directors
Financial Stability Fund: Member of the Board of Directors
 

Harri Nummela, Executive Vice President, Digital Business and New Businesses

b.1968
Executive Vice President, Digital Business and New Businesses
Member of the Executive Board since 2014, and previously between 2007
and 2010
LL.M, eMBA

Relevant previous experience:

OP Cooperative: Executive Vice President, Wealth Management 2014–2015
OP-Services Ltd: Chief Executive Officer 2011–2014
OP-Pohjola Group Central Cooperative: Member of the Executive Board; Executive Vice President, Banking and Investment Business 2007–2010; Department Manager 1998–2006
OP Fund Management Company Ltd: Managing Director 1997–2006
Tampereen Seudun Osuuspankki: Department Manager 1992–1997

Other relevant positions:

Service Sector Employers Palta: Member of the Economic Policy Committee
Finnish Ice Hockey Association: Chair
 

Erik Palmén, Chief Risk Officer

b.1959
Chief Risk Officer
Member of the Executive Board since 2010 
M.Sc. (Econ. & Bus. Adm.), M.Sc. (Eng.)

Relevant previous experience:

Nordea Bank Finland Plc: Various expert and managerial duties 1987–2009

Other relevant positions:

VTS Fund: Vice Chair of the Delegation
Investors' Compensation Fund: Vice Chair
Unico Banking Group: Member of the Country Risks Managers Committee
 

Jouko Pölönen, Executive Vice President, Banking

b.1970
Executive Vice President, Banking
Member of the Executive Board since 2014
M.Sc. (Econ. & Bus. Adm.), eMBA

Relevant previous experience:

Helsinki Area Cooperative Bank (formerly Helsinki OP Bank plc):
Managing Director since 2014
OP Corporate Bank plc (formerly Pohjola Bank plc): President and CEO
since 2013
Pohjola Insurance Ltd: President 2010–2014
Pohjola Bank plc: CFO 2009–2010 and CRO 2001–2008
PricewaterhouseCoopers: Authorised Public Accountant 1999–2001 and
auditor 1993–1999

Other relevant positions:

Unico Banking Group: Member of the Board
 

Outi Taivainen, Executive Vice President, Human Resources

b.1968
Executive Vice President, Human Resources
Member of the Executive Board since 2015 (deputy member until 1 April 2016)
M.Sc. (Econ. & Bus. Adm.)

Relevant previous experience:

Kone Corporation: Head of HR, Central and North Europe 2012–2015
HR House Oy: Managing Director 2009–2011
Nokia Corporation: HR Director of different units 1993–2008

Other relevant positions:

Confederation of Finnish Industries EK: Member of the Skilled Workforce Committee
Service Sector Employers Palta: Member of the Labour Market Committee
 

Leena Kallasvuo, Chief Audit Executive

b.1956
Chief Audit Executive
Attending Executive Board meetings since 2010
M.Sc. (Econ. & Bus. Adm.)

Relevant previous experience:

Financial Supervisory Authority (Financial Supervision Authority): Various expert and managerial duties 2005–2010
Trema Finland Oy: Project Manager 2000–2005 
Aktia Savings Bank: Head of Department 1997–2000 
Säästöpankkien Keskus-Osake-Pankki: Various expert and managerial duties 1983–1996

Other relevant positions:

-
 

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OP Year 2016 (PDF)

OP Financial Goup Report by the Executive Board and Financial statements 2016 (PDF)

OP Financial Group Corporate Governance 2016 (PDF)