OP Financial Group

Supporting corporate customers’ operating fundamentals

The business sector plays a vital role in the Finnish economy and OP wants to be involved in supporting the operating fundamentals of Finnish companies. Broad-based development of corporate services forms an important part of development programmes that put OP’s new strategy into practice.

OP provides its corporate customers with versatile banking, non-life insurance and wealth management services and health and wellbeing services. Our services cover for example financing, payment transfers, cash management, risk management, employee wellbeing and internationalisation. We aim at creating total customer relationships on a long-term basis, by tailoring solutions according to the customer’s needs.


A variety of choices and options are involved in the establishment of a business and the various stages of growth. OP provides support for all business stages.





In 2016, we launched a number of new services for corporate customers, including the digital services OP Business mobile and Pivo Cashier helping entrepreneurs in their daily routines. We also increased the availability of SME funding by the agreements signed with the European Investment Fund (EIF) and the Finnish government.

Support for international operations from our Baltic branches and broad-based partner network

We support companies’ business in Finland and abroad through our extensive range of international services and a network of trusted partners. The Baltic countries belong to OP's home market with branches in Estonia, Latvia and Lithuania. Baltic Banking offers a comprehensive range of banking services for corporate customers. Non-life insurance services in the Baltic countries are offered by Seesam Insurance owned by OP.

Alongside our own branches and representative offices, we are providing international services in cooperation with our global partner network. OP cooperates with foreign banks which have established a firm foothold in their markets, boast the best expertise in local business and banking and have the best opportunities to provide corporate customers with services meeting the market needs. This cooperation ranges from payment transfers all the way to strategic partnerships. In non-life insurance, OP cooperates with RSA, a leading global non-life insurer operating in over 100 countries through its network.